Medical Insurance
What is Medical Insurance?
Medical insurance provides coverage for medical expenses incurred due to illness, injury, or hospitalization. It helps you manage healthcare costs without depleting your savings.
Key Features
- Hospitalization Coverage: Room rent, ICU charges, surgery costs
- Pre & Post Hospitalization: 60 days pre and 90 days post coverage
- Cashless Treatment: Network hospitals across the country
- Family Floater: Cover entire family under one policy
- No Claim Bonus: Increase coverage for claim-free years
Coverage Options
Individual
₹3,00,000 - ₹10,00,000
Family Floater
₹5,00,000 - ₹25,00,000
Senior Citizen
₹3,00,000 - ₹10,00,000
What's Covered?
- Hospitalization expenses (room, nursing, doctor fees)
- Surgical procedures and operations
- Diagnostic tests and medical examinations
- Ambulance charges
- Day care procedures
- Organ donor expenses
Premium Factors
- Age
- Coverage Amount
- Pre-existing Conditions
- Family Members
- Medical History